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Traditional IRAsPay no income tax on the contributions or the earnings until you withdraw funds. Individuals who qualify may contribute up to the IRS Limits or 100% of earned income, whichever is less. Individuals age 50 or older will benefit from even higher limits, allowing those closest to retirement to save even more. Roth IRAsA great way to diversify your portfolio. A Roth IRA is similar to a traditional IRA, but you deposit after-tax funds, generally distributions are tax-free, and eligibility requirements have been expanded to allow greater funding. Tax-free earnings make a Roth IRA attractive. Health Savings AccountA medical savings account available to individuals enrolled in a high-deductible health plan (HDHP). Funds roll over year to year if not spent. ATM/Debit Card available to access account. |